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Refi Success Story

Refi Success Story

My client who was referred by his accountant came in to see about a refi. He showed me his payment coupon and it said he had 3.625%. I asked him if was wanting cash out; he said no. So I asked him why he wanted to refinance when he has a good rate. He said that 4...

Can You Get a Loan if You Have No Credit?

Can You Get a Loan if You Have No Credit?

No credit, no loan. FALSE! I had a client who was referred by their Realtor, whom I have never met and works in the valley. The client told me that they had been turned down because they have no credit score. The banks claimed that because there was no credit score,...