17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

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Success Story: Speaking of Surviving

Dec 8, 2018 | Blog

This week’s success story is from a lady who was referred to me by her financial advisor. He thought she could do well to check into whether a refi would be worthwhile. She bought her home in 2003 and got a 5.375% 30-year fixed. But then had to take out a line of...

Economic News This Week: Quiet News

Dec 8, 2018 | Blog

Quiet economic week was welcomed! First bit of news, actually all the news, was last Thursday as the revised Q3 GDP came out showing the economy grew at 3.5% annualized. October home new home sales fell 8.9% from the September number – both got little reaction from...

Economic News This Week: Quiet Numbers

Sep 30, 2018 | Blog

There was lots of data but mostly the markets reacted to the Fed announcement. Wednesday: August New home sales data shows a slight increase in sales from July’s 629,000 units to August hitting 629,000. The Fed announced a .25% hike in the funds rate. They foresee 3...

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