How Refinancing My Home Helped Me to Become a Millionaire in Only 4 years
I was terrified, but my desire to be financially free over took my natural inclinations to avoid risk at all costs. My wife and I are both engineers. We have good paying jobs, and love what we do. We wanted our kids to go to a good school, and so bought a home in...
Owner-Occupied Loans
Is it true that when if you get an Owner-Occupied Loan, you have to refinance when you move out? NO! Believe or not I have had a few clients think that this is the case. When you sign loan documents, the NOTE and the DEED of TRUST are the 2 contracts that you sign....
Can You Refinance Even if You’re in Bankruptcy?
If you are in bankruptcy you cannot finance a home. FALSE!! I recently had a client who had to file bankruptcy because of a business. He wanted to refinance, but was told by his current lender that he could not for 1 year after the bankruptcy. His credit union said 5...