Client graduates from Pharmacy school with $170,000 in student loan debt. No, that’s not the win, but here it is. She bought a home with her hubby while in school. They bought March of 2012 for $410,000. Put 20% down.

Now the house is worth $550,000-600,000 and she can refi the student loan debt that is not a tax write off for her and eliminate the 6-8% interest loan payment that is 1995. Her current mortgage is $1800, going to $2500 and at 3.625% WIN! She now has 1 payment and is saving $1295 per month! You or someone you love could do this too.