by Athena Paquette | Jan 30, 2016 | Blog, Home Owners, Investors, Realtors
Client graduates from Pharmacy school with $170,000 in student loan debt. No, that’s not the win, but here it is. She bought a home with her hubby while in school. They bought March of 2012 for $410,000. Put 20% down. Now the house is worth $550,000-600,000 and she...
by Athena Paquette | Jan 30, 2016 | Blog, Home Owners, Investors, Realtors
FHA loans are bad because they have PMI. FALSE. There are no good or bad loans; it depends on what’s right for you. I have client who recently called to refi. Their interest-only loan was about to become principal and interest with DOUBLE the payment they currently...
by Athena Paquette | Jan 22, 2016 | Blog, Home Owners, Investors, Realtors
While the news is not bad, the rates fell. This week we got the December consumer price index, and it was down .1%, with the core rate up .1%. December housing starts were down .25%, and building permits were down 3.9%. All are not good signs, as construction is a...
by Athena Paquette | Jan 22, 2016 | Blog, Home Owners, Investors
You probably remember the interest only loans from years ago. Those loans were most popular in 2005, 2006, and 2007. Most of them had a 10 year interest only period after which the loan started to amortize (include principal). Here we are 10 years later and people are...
by Athena Paquette | Jan 22, 2016 | Blog, Home Owners, Investors, Realtors
Investing out of state is risky. YES and NO. So many investors ask me now where to find good returns on their real estate investment in Southern California. The honest truth is that it’s tough. I have found good investment properties in the central valley and in the...
by Athena Paquette | Jan 9, 2016 | Blog, Home Owners, Investors, Realtors
Did you see the stock market this week? Well if you did, and you have read my newsletter before, you know that most of the time when stocks don’t do well, bonds do, so rates go down. And you would also know that the first Friday of the month all eyes are on the jobs...
