by Athena Paquette | Jul 12, 2019 | Blog
$100,000 in debt and needing to fix up their home, my clients called me for a refi. They have been loyal clients since 1996 and he is a veteran. They live in a neighborhood where 2 blocks one way property values are $100,000 lower than their neighborhood...
by Athena Paquette | Jul 9, 2019 | Blog
For some people renting truly is better than buying. If you have plans to be a creator, or move a lot, or building a business, you foresee a decrease in income for some reason or some other priority where your cash for a down payment is needed elsewhere. But I submit...
by Athena Paquette | Jul 2, 2019 | Blog
I get this question a lot. Why did rates suddenly jump up? What made interest rates go down all of a sudden? If you are worried about the interest rates on your home loans in Torrance California, click here for more information. The first word I can think of is...
by Athena Paquette | Jun 28, 2019 | Blog
Should I have my taxes and insurance in my mortgage payment? I just received a property tax bill. Do I have to pay it or SHOULD I have my taxes and insurance in the monthly payment? That’s a great question. Having your taxes and insurance in the mortgage payment and...
by Athena Paquette | Jun 21, 2019 | Blog
Can I use the equity in my home to buy my first rental property? Yes, the good news is that when buying a rental property, you can use other assets, even the leveraging of other assets to purchase the new estate. Depending on the loan program and type of...
by Athena Paquette | Jun 14, 2019 | Blog
I recently had a conversation with a client who had just gotten loan approval and was still amazed that they got the loan approval because they had been turned down three times by their banks. They had been to the bank of America, Wells Fargo, and Credit Union; all...
