by Athena Paquette | Oct 31, 2019 | Blog, Uncategorized
In this weeks Mortgage Monday episode I go over the 5 biggest lies about FHA home loans. These include myths about FHA loan restrictions, interest rates, and closing costs.If you would like to follow the Mortgage Monday series, or just keep update with the latest...
by Athena Paquette | Oct 24, 2019 | Blog
Since interest rates have hit a low we thought we would never see again (last seen in 2016), many of my clients are asking me this. Actually, they ask if they* should refinance their mortgage, not whether I* am refinancing mine. In the past, every time rates dropped,...
by Athena Paquette | Oct 10, 2019 | Blog
I remember when I bought my first home I had saved up 20% down and I was 23 years old. definitely wet behind the ears. I went to the bank to get a loan. They ran my credit and they said I had no credit. I said that’s impossible. I pulled out my wallet and put all the...
by Athena Paquette | Oct 3, 2019 | Blog
The short answer is, it depends on the type of loan that you have. Is your loan a conventional (fannie mae Freddie mac) or a government insured/guaranteed loan (FHA and VA)? This is also different for residential versus commercial, so I am sticking to residential in...
by Athena Paquette | Sep 30, 2019 | Blog
This is a financial decision and emotional decision that many of my mortgage lender clients are facing. Mainly this question is coming up because the price of moving to a bigger house is pretty high compared to staying put and improving what they have. Even in my...
by Athena Paquette | Sep 23, 2019 | Blog
This is a somewhat tricky question. You should declare all income or risk the IRS coming after you. The bigger question is not so much declaring all income (the top line) but clients seem to have questions on whether over deducting on expenses could hurt them. You...
