by Athena Paquette | Dec 11, 2019 | Blog, Uncategorized
I love this question! Why? Because this was me – when I was 23 and self-employed I bought my first home and was of the mindset to pay off my home as soon as possible. I went further and took out an actual 15 year fixed mortgage figuring I better force myself to...
by Athena Paquette | Dec 4, 2019 | Blog
Origination fees and points, also known as discount points (though technically not the same) are tied to the rate you are being charged. Origination Points/Fees Origination points and discount points are money you pay upfront to lower the rate. So technically a...
by Athena Paquette | Nov 18, 2019 | Blog
Quora link: If you’re retired, where would you preferably go to acquire a mortgage? Fixed income is not a deal killer! Technically, you can go anywhere to get a mortgage. Many retired people think that there are special rules or restrictions against “fixed...
by Athena Paquette | Nov 4, 2019 | Blog
Image Credit: stubblepatrol.com Quora Article: I have a bad credit score. I want to own a home, but it is impossible to get a loan. What should I do? Since I have done loans for people with 480 middle credit scores, I felt I could help with this. I know how...
by Athena Paquette | Oct 31, 2019 | Blog, Uncategorized
In this weeks Mortgage Monday episode I go over the 5 biggest lies about FHA home loans. These include myths about FHA loan restrictions, interest rates, and closing costs.If you would like to follow the Mortgage Monday series, or just keep update with the latest...
by Athena Paquette | Oct 24, 2019 | Blog
Since interest rates have hit a low we thought we would never see again (last seen in 2016), many of my clients are asking me this. Actually, they ask if they* should refinance their mortgage, not whether I* am refinancing mine. In the past, every time rates dropped,...
