Athen Apaquette

Is a 15 or a 30 year mortgage better?

Is a 15 or a 30 year mortgage better?

I love this question! Why? Because this was me – when I was 23 and self-employed I bought my first home and was of the mindset to pay off my home as soon as possible. I went further and took out an actual 15 year fixed mortgage figuring I better force myself to...
What is a “wrap around” mortgage?

What is a “wrap around” mortgage?

You don’t hear this one too much anymore because interest rates are so low. A wrap mortgage is where new mortgage debt is “wrapped around” an old one. This also can be called an all-inclusive-trust-deed (AITD), or seller wrap, or subject to (people call it this but it...