TRUE!
There are loan programs that are available for people with blank credit reports. Even minimum down payment loans for people who want to buy. So don’t let a blank credit report stop you!
You DO NOT Need Credit to Get a Loan
Creating Cash Flow with Real Estate from A to Z
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Mortgage calculator
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Loan checklist
ViewWhat is a mortgage?
by Athena Paquette | November 17, 2022 | Blog | 0 Comments
I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure...
How raising the prime rate makes mortgage rates go down
by Athena Paquette | September 26, 2022 | Blog | 0 Comments
I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...
Mortgage Minute – ARMS and HYBRIDS
by Athena Paquette | September 19, 2022 | Blog | 0 Comments
What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...
Mortgage Minute – Adjustable rate mortgages or ARMS
by Athena Paquette | September 12, 2022 | Blog | 0 Comments
When rates go up, we usually see a switch over from the 30 year fixed to ARM loans. Why go LONG at a high rate when you can go short at a lower interest rate and get the upfront savings? People do this to help ease the payment shock of rates going up and to help them...
Introduction
’m a mortgage broker, financial advocate, and consultant conveniently located in Torrance, California. I have over 30 years in the mortgage brokerage business, and I’m a property investor who’s owned and managed apartment buildings since my 20’s. I have an insider’s perspective when it comes to buying property, managing from afar and finding the best debt to finance properties of all types loans.Just the facts
Mortgage Broker in Torrance CA with over 30 years experience.
Bureau of Real Estate, License #01142629; NMLS #321683.
Member of the National Association Mortgage Underwriters, American Association of Private Lenders, Association of Financial Educators
Torrance Adult School, Instructor, Real Estate Investment Classes.
Athena is incredibly knowledgeable in the field of finance, lending and wealth management. I have worked with Athena for well over 15 years now and she never ceases to amaze me with her abilities. I am usually very hesitant to refer or recommend anything these days, which is NOT the case with Athena; her work ethic and integrity coupled with her knowledge is a powerful winning combo that can only serve her clients well with awesome results!!