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Saving Money by Increasing Credit Score
I love when I can save people $1000s with some good coaching. Of course they have to follow my advice. Last year, Mr. "R" came in for a refi. He had a 4.99% 30 year fixed and had paid in for 1 year. Now he wanted to refi because rates were low. But when I pulled his...
Tax Season Questions
Since it’s tax season I am getting a lot of questions about taxes. If you have a tax return that shows $0 income or even a NEGATIVE income, does this mean you cannot buy property? NO. Many of us have tax write-offs that are not used as a negative in analyzing income...
Better than Expected
A week of slightly better than expected economic news and yet rates only moved up slightly. On Tuesday, January existing home sales were up stronger than expected (up .4%). Tuesday January New Home sales dropped like a rock by 9.2%, bringing rates back the little...