17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

Thanks for Subscribing

We’re thrilled to have you join our community. Stay tuned for the very latest in industry trends, investment advice and much more.

Recent Additions

Loan Approval in 5 Days & No Conditions. Oh Yes!

May 29, 2016 | Featured, Realtors

Envision a pit crew for a top race car driver the day of the race coming around the corner and needing the car tweaked… that’s what it like when things have to happen fast for our clients. At one time, I calculated that there are 66 people who are involved in helping...

Can You Buy a Home if You Owe the IRS?

May 29, 2016 | Home Buyers, Investors, Realtors

True of False: You cannot buy a home if you owe the IRS. Oddly enough, I get this question a lot. FALSE. Don’t let the IRS stop you. You can buy a home if you owe the IRS and are on a payment plan. I had a client who owed the IRS tax money back in 2009, and it was...

1 Minute Webinar: The Seller Rent Back

May 24, 2016 | Home Buyers, Home Owners, Realtors

Enjoy!

« Older Entries

Next Entries »

Payment calculator

Become a Smarter Investor

Glossary of Terms

Loan checklist