How Business Owners & Self-Employed Professionals Qualify for a Mortgage

by Justin Williams | January 29, 2026 | Blog, Featured | 0 Comments

Even When Tax Returns Show Low IncomeIf you’re a business owner, self-employed professional, or independent contractor, your tax returns may not reflect what you truly earn — and that can make qualifying for a mortgage frustrating. Many entrepreneurs do exactly what...

17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

What is a mortgage?

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

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Economic News: the Brexit Effect On Rates

Jul 10, 2016 | Blog, Investors, Realtors

While I was away… It was interesting that when I was en route to Ottawa, Canada the news came across that, as I suspected, the Brits decided to leave the EU. As you read in my June 17th economic news, the fallout upsets the investor community, which is typically the...

I Felt Like I was Leaping off a Cliff!

Jul 10, 2016 | Blog, Home Owners, Investors

This is an email I recently received from a client. He is a young engineer, newly married, and on his way to buying a second investment property. I love this story because it is the perfect demonstration of how ANY ONE can create cash flow (mail box money) as long as...

Does FHA Require a Seller to Fix a Property?

Jun 24, 2016 | Realtors

What exactly does FHA require from the seller? Watch this 1 Minute Webinar to find out. The answer may surprise you. Cheers!

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