17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

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Will Long Beach be a Rent Control City?

Sep 10, 2016 | Blog, Home Owners, Investors, Realtors

Is it true that Long Beach is going to be a rent control city? Well, possible and probably. The city council in June voted to enact a regular inspection of all rental properties in Long Beach on a rotating basis, like the City of LA does. There are many people who...

How to Purchase Investment Property for Beginners

Sep 4, 2016 | Featured, Investors, Realtors

There's Still Time! Join me for "How to Purchase Investment Property" 3-Hour Intensive Workshop September 29th, 2016 Why depend on your employer to flip the bill for your retirement when you can start a Real estate investment business. I am happy that I no longer have...

Rates Inch Up

Aug 26, 2016 | Blog, Home Owners, Investors, Realtors

This week saw rates inch up a little on the rumor, then some words from Fed Chairman Janet Yellen indicating the US economy may be firming up enough to withstand an increase of the Fed Funds rate. So what news backed this up? The first big news was that New Homes...

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