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Origination fees and points, also known as discount points (though technically not the same) are tied to the rate you are being charged.  Origination Points/Fees Origination points and discount points are money you pay upfront to lower the rate. So technically a...

Quora link: If you're retired, where would you preferably go to acquire a mortgage? Fixed income is not a deal killer! Technically, you can go anywhere to get a mortgage. Many retired people think that there are special rules or restrictions against “fixed income...

Image Credit: stubblepatrol.com Quora Article: I have a bad credit score. I want to own a home, but it is impossible to get a loan. What should I do? Since I have done loans for people with 480 middle credit scores, I felt I could help with this. I know how...