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Do you Have to Be a Citizen to Get a Mortgage?
Myth Buster of the Week: True or False: You must be a citizen to get a mortgage. FALSE! Your client can have a resident alien card and she can even be on a work Visa with no credit in the US and still qualify for a loan. We are one of the few mortgage brokers with a...
How to Increase Cash Flow Even if You’re Retired
A client called this week saying that he had to buy a property for his mother because she doesn’t have an income. I asked if she had social security, pension, IRAs and he said, “Yes.” We were able to save him .25% in interest by having her be the borrower and he as...
True or False, VA Loans Cost the Seller Money & Your Weekend Rate Sheet
True or False: VA loans are difficult to do and they cost the seller money. False! In many ways, VA loans are easier to do: no proof of downpayment higher debt ratios conventional underwriting and appraisers who are easier to deal with than the AMC. The seller DOES...