17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

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Quote of the Week: Take it to Heart

Mar 19, 2019 | Blog

Thursday, March 14th was Pi Day (3.14), which is a celebration of mathematics around the world. For those of us who love numbers and cash flow, I thought it would be appropriate to share some quotes from Albert Einstein. His insights were prescient, as he said these...

Success Story: She Didn’t Qualify. Then This Happened…

Mar 10, 2019 | Blog

Imagine your lease is up. You want to buy units in a high-priced area, live in one of the units for free, but you only have $50,000 to invest. What do you do? This was the call I got on a Friday at 4pm. A Realtor I have been working with for over 10 years, had a...

Success Story: Is the Perfect Home a Bridge too Far?

Mar 3, 2019 | Blog

What do you do if suddenly, the perfect house comes up for sale and you weren’t even thinking of buying a new home? You tried but had given up. Problem and Road Blocks: Your current home is “lived in” and you haven’t talked to your Realtor® about...

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