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Recent Additions
You Cannot Lock in a Loan Until You Have Found a Home…FALSE
You cannot lock in a loan until you have found a home. FALSE! Many buyers are worried about interest rates jumping up, or barely qualify at these low rates. A jump up of .25% in interest can be a game changer for many people. We can lock in a rate so that they can...
You Must Have a 620 Credit Score to Get a Loan…FALSE!
You must have a 620 credit score to get a loan. FALSE! This week I had a client come in who was referred by their Realtor for a refinance. They had been turned down by 2 other banks. The reason one bank gave was that the husband’s credit score was below 620, and the...
Weekend Rate Sheet
Weekend Rate Sheet Your buyer’s interest rates can be locked in over the weekend, so if you have a client who is close to having an accepted offer and is nervous about rates we can lock that interest rate in. Remember, we also have the float down: if rates improve...