It’s all about the ROI
Funding solutions that are not based on your tax return
Discover the best strategies and mortgage tools
We guide you through every step
Hi, I’m Athena Paquette
As a mortgage broker in Torrance, I’ve been helping people get home loans since 1990. In that time I have helped people stay in their homes after divorce, first time buyers secure a home loan, retired couples purchase a vacation home, and new investors finance property.
In fact, 80% of my business comes from referrals by satisfied clients. Why? Because I work tirelessly to find you right loan, explain the process in plain English, and advocate on your behalf with the lenders.
So, whether you are a first time home buyer or investor, single or married, working or retired, you have questions and I have solutions.
Call me today for a free 90-minute consultation to discuss your loan options at 310-218-6855 or email me at Athena@AthenaPaquette.com
“The Financial Freedom is Within Your Reach!”

“I believe that through knowledge and discipline, financial peace is possible for all of us.”
Dave Ramsey
Get the faqs about loans. we have loans the big banks won’t tell you about!
RECENT TIPS AND RELEVANT ARTICLES
Success Story: Making the cash flow
This week’s success story is about investing. One of my first students to graduate from my new online beginner investor course, www.Mycashflowacademy.com closed on his first investment property with positive cash flow. As he tells it he had entrusted friends in the...
Success Story: When a rogue appraiser almost kills our clients’ chance at being debt free we fight back!
$100,000 in debt and needing to fix up their home, my clients called me for a refi. They have been loyal clients since 1996 and he is a veteran. They live in a neighborhood where 2 blocks one way property values are $100,000 lower than their neighborhood...
Only idiots buy a house, says Grant Cardone. Is he right?
For some people renting truly is better than buying. If you have plans to be a creator, or move a lot, or building a business, you foresee a decrease in income for some reason or some other priority where your cash for a down payment is needed elsewhere. But I submit...
Get Informed Now: Learn What affects Interest Rates.
I get this question a lot. Why did rates suddenly jump up? What made interest rates go down all of a sudden? If you are worried about the interest rates on your home loans in Torrance California, click here for more information. The first word I can think of is...
Should I have my taxes and insurance in my mortgage payment?
Should I have my taxes and insurance in my mortgage payment? I just received a property tax bill. Do I have to pay it or SHOULD I have my taxes and insurance in the monthly payment? That’s a great question. Having your taxes and insurance in the mortgage payment and...
Can I use the equity in my home to buy my first rental property?
Can I use the equity in my home to buy my first rental property? Yes, the good news is that when buying a rental property, you can use other assets, even the leveraging of other assets to purchase the new estate. Depending on the loan program and type of...
Bank vs Brokerage
I recently had a conversation with a client who had just gotten loan approval and was still amazed that they got the loan approval because they had been turned down three times by their banks. They had been to the bank of America, Wells Fargo, and Credit Union; all...
I just got married and want to add my spouse to the ownership of the home.
I just got married and want to add my spouse to the ownership of the home. Congratulations! Yes, this is a question I get a lot. When we get married, some of us see this as a "we're in it together" all or nothing, as it should be. Putting your spouse on the title...
Success Story: The Best of Both Worlds
Jan has lived in her home with her husband for forty years. Sadly, he passed away recently and she was now living in the home alone. She decided it was time to downsize and move into an active senior living community. Her home was in a wonderful community. She went to...
Economic News This Week: Lots of Data!
This week had a lot of data points but they were fairly benign compared to last week. Still the 30-year-fixed came and the FHA 30-year-fixed came down a little, but the rest of the rates stayed the same. On Tuesday the February CPI (consumer price index), one of the...













