Investors Archives - Page 9 of 34

What is a mortgage?

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

Mortgage Minute – Adjustable rate mortgages or ARMS

by Athena Paquette | September 12, 2022 | Blog | 0 Comments

When rates go up, we usually see a switch over from the 30 year fixed to ARM loans. Why go LONG at a high rate when you can go short at a lower interest rate and get the upfront savings? People do this to help ease the payment shock of rates going up and to help them...

Will Long Beach be a Rent Control City?

by Athena Paquette | Sep 10, 2016 | Blog, Home Owners, Investors, Realtors

Is it true that Long Beach is going to be a rent control city? Well, possible and probably. The city council in June voted to enact a regular inspection of all rental properties in Long Beach on a rotating basis, like the City of LA does. There are many people who...

How to Purchase Investment Property for Beginners

by Athena Paquette | Sep 4, 2016 | Featured, Investors, Realtors

There’s Still Time! Join me for “How to Purchase Investment Property” 3-Hour Intensive Workshop September 29th, 2016 Why depend on your employer to flip the bill for your retirement when you can start a Real estate investment business. I am happy...

Rates Inch Up

by Athena Paquette | Aug 26, 2016 | Blog, Home Owners, Investors, Realtors

This week saw rates inch up a little on the rumor, then some words from Fed Chairman Janet Yellen indicating the US economy may be firming up enough to withstand an increase of the Fed Funds rate. So what news backed this up? The first big news was that New Homes...

A Couple Was Able to Stay in Their Home

by Athena Paquette | Aug 26, 2016 | Blog, Home Owners, Investors, Realtors

When one bank says no another says yes. This week we had the very bad news that if one of our investors pulls credit after we pull credit, they are the only ones. And because of this, our client’s credit score went from qualifying at 724 mid score to no longer...

No Big Changes

by Athena Paquette | Aug 20, 2016 | Blog, Home Owners, Investors, Realtors

Another quiet week in the markets, typical for late summer. What could have moved the markets and didn’t were the Consumer Price Index , which was unchanged, and housing starts were up 0.5%, building permits unchanged. So flat, flat, flat. The next day the data for...

Brexit Helps Client with Rates

by Athena Paquette | Aug 20, 2016 | Blog, Home Owners, Investors, Realtors

Investor who missed the low rate by 1 day in 2012 finally gets a second chance and gets the rate she was waiting for. In November 2012, rates went up .375% in a matter of days. My client was “thinking” about whether she should drop her rate from 5.375% down to 3.625%,...

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