by Athena Paquette | Apr 18, 2014 | Blog, Home Buyers, Investors, Realtors
Myth Buster of the Week: True or False: Retired people, or people on fixed income cannot qualify for a Loan. False! It’s surprising to me just how many people think that being on social security or disability means you can’t get a loan. That is simply not true. As...
by Athena Paquette | Feb 1, 2014 | Blog, Investors, Realtors
If you’re in the market for a new home, but you have less than 20% to put down, you may not have to pay PMI! How is this possible? With an old loan that is NEW again. It’s called the Piggyback or 80-10-10 loan. PMI or Private Mortgage Insurance is an insurance policy...
by Athena Paquette | Jan 17, 2014 | Blog, Home Owners, Investors
Who would’ve thought that sending your child off to college could be an opportunity for more cash flow-in instead of cash flow-out? A client of mine recently bought a 5 bedroom 3 story home built in the 1930’s for $350,000 in the college town where her daughter is...
by Athena Paquette | Dec 13, 2013 | Blog, Home Buyers, Investors
How is it that a couple who is paying $2,600 a month in rent could only qualify for a $280,000 loan? They went to a bank first. True story; after being told that they couldn’t qualify to buy the home they really wanted, they came to see me. After a thorough review of...
by Athena Paquette | Nov 13, 2013 | Blog, Home Buyers, Investors
Not all Real Estate Agents are Realtors. In fact, there are a small percentage of real estate licensees who are members of The California Association of Realtors. The California Association of Realtors is a voluntary organization that has a very strict code of ethics...
by Athena Paquette | Nov 13, 2013 | Blog, Investors
When buying an investment property you want to make sure that you are making the most lucrative decision possible. Below are five common mistakes that you should avoid. Mistake #1: Avoid areas that are heavily congested with apartment buildings since that makes the...