Mortgage Pre-Qualification vs Pre-Approval
How much quicker can you make acquiring your new home if you get pre-approved for a mortgage? The biggest reason people fall out of escrow is that their loan qualification wasn’t fully vetted. They did a pre-qualification versus a pre-approval. They either didn’t talk...
When Adult Children Are a Drain on Your Finances
A client was referred to me by her financial advisor because he noticed that she was short on cash several times a year, and was having to liquidate her IRA to make up the shortage. The client is a retired school administrator, with a good retirement pension. Because...
What To Do When Your Landlord Sells Your Home
Imagine, you live in a home as a renter for 32 years. You are told that if the landlords ever decide to sell the home, they will sell it to you. So you spend time fixing it up, doing upgrades, living as if the home was indeed yours. Then you get an eviction notice....
“Quote of the Week”
“Don’t Step over dollars to pick up pennies.” ~ Author unknown. Sometimes we do activities in our day or life where there is a very low payout for the activity (emotional or monetary), missing the opportunities for the greater payout. Do you find yourself going to 4...