New SSA Guidelines Take Effect Aug. 1st
The SSA recently announced that they will no longer issue printouts confirming your social security number. When we finance an FHA or VA loan, we will now need a copy of your social security card. We used to be able to take a printout stamped and signed by an SSA...
A Credit Hard Pull Versus a Soft Pull
What is a Pull and How Does it Affect You Credit Score? A “pull” is when a potential creditor pulls your credit report, also called an inquiry. People are told that inquiries can bring down your credit. This is true, but only by a few points. Other credit profile...
You Need a Minimum 3.5% Down to Buy a Home…FALSE
Myth Buster of the Week: You need a minimum 3.5% down to buy a home: FALSE! There is a program that allows only .5% down! That’s right! On a $400,000 loan you only need a $2,000 down payment. We can even do a no-cost loan on that program, with minimum 620 credit...
The CashFlow Game–Torrance, Redondo Beach, and The South Bay
Imagine, improving your financial future only 4 HOURS! Call, Text, or Email Me Today to Register 310-218-6855 or Athena@AthenaPaquette.com The CashFlow game is a blend of Monopoly and the game of LIFE. Through playing it you’ll discover: • Discover which...