17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

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Recent Additions

Client refinances rental property and saves $500 per month

Jun 18, 2016 | Home Owners

A client bought her rental property in 2005 and, as so many people experienced, saw the value of her 2 units go from 350k to 250k. So she was stuck at the 6.5% 30 year fixed. Now that values have increased, she was able to get an appraisal on her units for $330,000....

All eyes were on the Fed this week. Next week: the Brits!!

Jun 18, 2016 | Investors, Realtors

The Federal Reserve’s FOMC meeting came out as most expected: an announcement that they will not raise the Fed Funds rates. However the news also came out that most Fed Presidents feel that there will only be 1 rate hike this year, as opposed to the 3 that were...