How Business Owners & Self-Employed Professionals Qualify for a Mortgage

by Justin Williams | January 29, 2026 | Blog, Featured | 0 Comments

Even When Tax Returns Show Low IncomeIf you’re a business owner, self-employed professional, or independent contractor, your tax returns may not reflect what you truly earn — and that can make qualifying for a mortgage frustrating. Many entrepreneurs do exactly what...

17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

What is a mortgage?

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

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Shrinking Economic Growth [7.29.2016]

Jul 30, 2016 | Blog, Home Owners, Investors, Realtors

The Fed’s meeting this week brought no new news. They decided to leave the base rate, “fed funds rate,” as is at 0.5% (which means the prime rate consumers get is still 3.5%). They say however that the “risks to the economy have diminished,” giving some the impression...

My Class Teaches a Longtime Client to Win Big

Jul 30, 2016 | Blog, Home Owners, Investors, Realtors

After taking my investment class 3 times over 5 years, coming in for one of one coaching, crunching numbers of 10+ properties, making offers on 3 properties, Jim* finally closed escrow on a duplex for $128,000, closing costs of $5000, repairs of $7000 with gross...

No Big News in Rates

Jul 22, 2016 | Blog, Home Owners, Investors, Realtors

No big news means no change in the rates. This was a quiet week for economic news, so rates remain the same. Next week, though, all eyes on the Fed (FOMC) meeting and their announcement Wednesday at 2ET whether they will raise the prime rate, along with their outlook...

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