by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

Mortgage Minute – Adjustable rate mortgages or ARMS

by Athena Paquette | September 12, 2022 | Blog | 0 Comments

When rates go up, we usually see a switch over from the 30 year fixed to ARM loans. Why go LONG at a high rate when you can go short at a lower interest rate and get the upfront savings? People do this to help ease the payment shock of rates going up and to help them...

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Quote of the Week: Thoughts and Actions

Sep 30, 2018 | Blog

“Our life depends on the kind of thoughts we nurture. If our thoughts are peaceful, calm, meek, and kind, then that is what our life is like. If our attention is turned to the circumstances in which we live, we are drawn into a whirlpool of thoughts and...

Facebook Live with Rebecca Slivka

Sep 30, 2018 | Blog

My guest this week for Investors' Corner is Rebecca Slivka co-owner of PillowandCoffee a concierge like benefits and quality service company for both rental property owners and guests. AirBNB, VRBO or PillowandCoffee. CASH FLOW with no money down? CASH...

Earn 6-digits as a Real Estate Investor Without Owning Property

Sep 9, 2018 | Blog, Investors

This week’s success story is not one I was involved with but is someone I want you to meet. Her name is Rebecca Slivka, co-owner of PillowandCoffee, a unique company that offers concierge servies to rental property owners and guest. Rebecca is a real...

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