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Is It Time to Get Rid of PMI or MIP?
When you obtain a conventional loan, PMI or Private Mortgage Insurance is required if you put less than 20% down on your new home. PMI protects the lenders if the buyer defaults on the loan; and it is usually added to the monthly mortgage payment. With true Private...
The Difference Between a Realtor and a Real Estate Agent
Not all Real Estate Agents are Realtors. In fact, there are a small percentage of real estate licensees who are members of The California Association of Realtors. The California Association of Realtors is a voluntary organization that has a very strict code of ethics...
5 Things to Avoid When Buying Investment Property
When buying an investment property you want to make sure that you are making the most lucrative decision possible. Below are five common mistakes that you should avoid. Mistake #1: Avoid areas that are heavily congested with apartment buildings since that makes the...