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No PMI with 10% Down – You Bet!
If you’re in the market for a new home, but you have less than 20% to put down, you may not have to pay PMI! How is this possible? With an old loan that is NEW again. It’s called the Piggyback or 80-10-10 loan. PMI or Private Mortgage Insurance is an insurance policy...
How Do You Know if Your Property Taxes Are Impounded?
Question: I just received a property tax bill. Do I pay it, or are my taxes and insurance included in my monthly mortgage payment? Answer: That’s a great question. Having your taxes and insurance included in the mortgage payment, and therefore collected by your...
How to Remove a Co-Signer from Your Mortgage
This post was updated on March 17th, 2019 Q: When I bought my home, I couldn’t qualify on my own, so my brother co-signed for me. Now I want to remove him from the loan. What do I do? A: That’s a great question. Many people face this dilemma. FHA will allow you to...