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How to Add My New Spouse To The Mortgage Loan
Congratulations! You just got married and now you want to add your new spouse to the mortgage or title of your home.Putting your spouse on title (adding them to the ownership) is a simple process. All you need to do is have a grant deed prepared, sign it...
Can Get a Loan if You’re on a Fixed Income?
Myth Buster of the Week: True or False: Retired people, or people on fixed income cannot qualify for a Loan. False! It’s surprising to me just how many people think that being on social security or disability means you can’t get a loan. That is simply not true. As...
Can You Use an All Gift Downpayment?
Myth Buster of the week: You need your own savings to buy a home. Not true! Both FHA and FNMA allow for an all gift down payment. FNMA allows 5% up to $417,000. FHA allows it all the way to the max $625,500 (even on duplexes, however not on 3 and 4 units). So if your...