17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...

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How Does the GDP Affect Interest Rates or the Price of Real Estate?

Jun 27, 2014 | Investors, Realtors

Economic news: People often ask me what the economic news has to do with real estate. How does the GDP affect interest rates or the price of real estate? Or what do I mean that the Consumer Price Index could affect the price of a home in Torrance? On some economic...

You Need a Minimum 3.5% Down to Buy a Home…FALSE

Jun 27, 2014 | Blog, Home Buyers, Home Owners, Investors, Realtors

Myth Buster of the Week: You need a minimum 3.5% down to buy a home: FALSE! There is a program that allows only .5% down! That’s right! On a $400,000 loan you only need a $2,000 down payment. We can even do a no-cost loan on that program, with minimum 620 credit...

The CashFlow Game–Torrance, Redondo Beach, and The South Bay

Jun 26, 2014 | Blog, Home Owners, Investors, Realtors

Imagine, improving your financial future only 4 HOURS! Call, Text, or Email Me Today to Register 310-218-6855 or Athena@AthenaPaquette.com The CashFlow game is a blend of Monopoly and the game of LIFE. Through playing it you'll discover: • Discover which pending,...

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