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Recent Additions
Buying or Selling a Condo? This May Help
I received a call this week from a past client who was selling his condo, complaining that the buyer got turned down for a loan with Wells Fargo. The bank told the buyer it was because the condominium community, here in Torrance, had 50% of the units occupied by...
New SSA Guidelines Take Effect Aug. 1st
The SSA recently announced that they will no longer issue printouts confirming your social security number. When we finance an FHA or VA loan, we will now need a copy of your social security card. We used to be able to take a printout stamped and signed by an SSA...
A Credit Hard Pull Versus a Soft Pull
What is a Pull and How Does it Affect You Credit Score? A “pull” is when a potential creditor pulls your credit report, also called an inquiry. People are told that inquiries can bring down your credit. This is true, but only by a few points. Other credit profile...