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Recent Additions
New SSA Guidelines Take Effect Aug. 1st
The SSA recently announced that they will no longer issue printouts confirming your social security number. When we finance an FHA or VA loan, we will now need a copy of your social security card. We used to be able to take a printout stamped and signed by an SSA...
A Credit Hard Pull Versus a Soft Pull
What is a Pull and How Does it Affect You Credit Score? A “pull” is when a potential creditor pulls your credit report, also called an inquiry. People are told that inquiries can bring down your credit. This is true, but only by a few points. Other credit profile...
How Does the GDP Affect Interest Rates or the Price of Real Estate?
Economic news: People often ask me what the economic news has to do with real estate. How does the GDP affect interest rates or the price of real estate? Or what do I mean that the Consumer Price Index could affect the price of a home in Torrance? On some economic...