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Can You Have More than 1 FHA Loan at a Time?

Can You Have More than 1 FHA Loan at a Time?

You can only have 1 FHA loan at a time. FALSE! FHA regulations say that you can have more than 1 FHA loan at a time if: 1) The first property has 25% equity, you are keeping that property, and moving to a new home. Of course the “why” you are moving to a new home for...

Sometimes Speed Counts

Sometimes Speed Counts

Our client Serena won the bid on a $210,000 condo in Torrance (against 4 other offers) because she promised to remove contingencies quickly and close in 21 days. And SHE DID. She applied on July 1st and is able to fund on July 20th –yes, even with the loss of a...

If I refinance my property taxes will go up.

If I refinance my property taxes will go up.

If I refinance and my property appraises for more than when I bought the home, my property taxes will go up. FALSE! The property tax bill, because of Prop 13, can increase more than 2% of the assessed value year to year. The assessed value is determined by the County...