by Athena Paquette | Sep 25, 2016 | Blog, Home Owners, Investors, Realtors
Client discovers that husband has not made the mortgage payment in 3 months. Lender is about to start foreclosure, and she didn’t know. This was July 2015. Fast forward to July 2016: we finally are ready to refinance, because 12 mortgage payments have been made on...
by Athena Paquette | Aug 26, 2016 | Blog, Home Owners, Investors, Realtors
When one bank says no another says yes. This week we had the very bad news that if one of our investors pulls credit after we pull credit, they are the only ones. And because of this, our client’s credit score went from qualifying at 724 mid score to no longer...
by Athena Paquette | Aug 6, 2016 | Blog, Home Owners, Investors, Realtors
1 year later… 3 months later… $441 in savings later… I got a call from a couple who said they were referred by their financial advisor and they hoped I could help. They had been trying to get rid of PMI for 2 months. They had called their current lender who said that...
by Athena Paquette | May 22, 2016 | Blog, Home Owners, Investors, Realtors
This week we were on Fed Watch. The Federal Reserve Board met and decided not raise the fed funds rate. A relief to some, a disappointment to others. Some are concerned that if they wait too long, the inflation will have kicked in and then we are chasing it instead or...
by Athena Paquette | Apr 9, 2016 | Blog, Home Owners, Investors, Realtors
Client who was referred by 2 different people at work called me after 1 year of fixing his credit. I had given him 6 items to work on, on 3/3/15. This week he called and said he thought he was ready. His 548 middle credit score from last year is now 698; in fact 1...
