by Athena Paquette | Sep 25, 2016 | Blog, Home Owners, Investors, Realtors
My cousin just got a loan and said he had to get hard money. What is “hard money”? Hard money is also called private investor money. These are loans that are made by private parties, or investment companies, or even crowd funding sites, to people who cannot get...
by Athena Paquette | May 22, 2016 | Blog, Home Owners, Investors, Realtors
She was crying and hugging me when she left… a client signed loan docs today to finish up her refinance, something she never thought would happen. She still had 5.5% from a mortgage from 6 years ago. She also had $50,000 in debt, and her yearly salary is the same,...
by Athena Paquette | May 7, 2016 | Blog, Home Owners, Investors, Realtors
Long time clients of mine (1998) bought a rental property in 2006. We finally think they have 20% equity and decide to refinance. Then a blow… we get a low appraisal … how is that a win? Well, their loan is from 2006 and they do finally have 10% equity not the 20% we...
by Athena Paquette | Apr 24, 2016 | Blog, Home Owners, Investors, Realtors
A client referred by his CPA calls because he found out that his IRS tax from 2009-2011 that was delinquent, but on hold, was now due. The IRS was going to force the sale of the home if they didn’t come up with the money, $345,000. This couple had owned a business...
by Athena Paquette | Apr 2, 2016 | Blog, Home Owners, Investors, Realtors
Can a person on disability qualify for a home loan? You betcha! I received a call today from a lady who was referred by her sister, a long-time fan of mine who refers at least 2 people per year to me for new loans or refinance loans. This lady had gone to her local...