by Athena Paquette | Sep 11, 2015 | Blog, Home Owners, Investors, Realtors
FALSE. You can have a BLANK credit report, even as low as 560 credit score. FHA has no actual printed guidelines on credit scores. You may know someone who never established traditional credit because of their cultural or spiritual beliefs, or they just plain didn’t....
by Athena Paquette | Oct 6, 2014 | Blog, Realtors
You must have a 620 credit score to get a loan. FALSE! This week I had a client come in who was referred by their Realtor for a refinance. They had been turned down by 2 other banks. The reason one bank gave was that the husband’s credit score was below 620, and the...