by Athena Paquette | Mar 18, 2017 | Blog, Home Buyers, Home Owners, Realtors
Client has 2 mortgage late payments and credit score goes down 100 points. But Athena, I wasn’t late! Imagine my client’s shock when they found out that 2 of their rental property loans were 30 days past due, yet they have the loan on auto-pay. Yes, it’s true. What...
by Athena Paquette | Dec 3, 2016 | Blog, Home Owners, Investors, Realtors
Client applied for a loan with 593, 615 and 633 credit scores. In lending we use the middle of the three. With that rate the only loan I could find for $952,000 was a rate of 5.99% for a 7/1 ARM (meaning fixed rate that turns into adjustable) – yes with 30% down...
by Athena Paquette | Nov 5, 2016 | Blog, Home Owners, Investors, Realtors
Successful tech professional and mother of 2 children with her hands in too many pots… sound familiar? This lady has worked for some of the top innovative and highly competitive companies in the world, working her way up, and on top of that started her own online...
by Athena Paquette | Apr 9, 2016 | Blog, Home Owners, Investors, Realtors
Client who was referred by 2 different people at work called me after 1 year of fixing his credit. I had given him 6 items to work on, on 3/3/15. This week he called and said he thought he was ready. His 548 middle credit score from last year is now 698; in fact 1...
by Athena Paquette | Mar 5, 2016 | Blog, Home Owners, Investors, Realtors
I love when I can save people $1000s with some good coaching. Of course they have to follow my advice. Last year, Mr. “R” came in for a refi. He had a 4.99% 30 year fixed and had paid in for 1 year. Now he wanted to refi because rates were low. But when I...
