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If you have a client who is close to having an accepted offer and is nervous about rates, don’t worry because interest rates can be locked in over the weekend.
Remember we also have the float down: if rates improve more than .25% after lock-in the client gets the lower rate.
All rates are quoted at a 45 day lock in and assume a 720 credit score with 20% down except for FHA.
1 point is 1% of the loan.
Programs quoted as having 1 point also have the option of 0 points and the option of the 0 cost loan.
Jumbo loans are loans that have a loan amount of $625,501 and above on conventional programs.
Conventional is also known as Fannie Mae and Freddie Mac financing.
If you have any questions or comments, please contact me at email@example.com. or call 310-218-6855.
Have a great weekend. Cheers!
Athena Paquette-Cormier, M.A.
Mortgage Broker, Financial Advocate, and Consultant
Stratis Financial, Inc.
3625 Del Amo Blvd. Suite 220
Torrance, CA 90503
Office hours 1130am to 730pm M-Th
This rate sheet is intended for real estate professionals only and is not to be disseminated to the public as it does not meet federal disclosure law requirements. All rates and programs subject to change without notice.