This means that the forms that the Realtors and the sellers sign can be done electronically with a service such as DocuSign.
Definition of Electronic Signature
The ESIGN Act defines electronic signatures as “any electronic sound, symbol, or process attached to or logically associated with a contract or record and executed or adopted by a person with the intent to sign the record.”
2 Mortgagees should follow this definition of electronic signature with the exception that FHA will not accept an electronic signature that is solely voice or audio.
FHA recognizes that electronic signatures include digital signatures as a subset.
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