Investment: real estate or stocks?
First Time Homebuyers
Retirement Planning & Loans
New Investment Strategies
Creating Cash Flow with Real Estate from A to Z
Join experienced real estate investor and mortgage broker Athena Paquette for an intensive and riveting class on how YOU can create passive income with real estate investing.
Presenting the Reset Button in 2025
Reaching your financial goals in 2025 with Jessica Perrone Founder of HerFinIQ
Women In Business
Wednesday, December 17, 2025
Torrance Area Chamber of Commerce
3480 Torrance Blvd. Suite 305
Torrance, CA 90503
Details
What Would You Like To Learn?
Is there an area of interest you'd like to learn more about? Please get in touch and let me know!
How to Avoid the Most Common Landmines When Trying to Get a Mortgage: From Application to Funding
by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments
Getting approved for a mortgage can be an exciting process, but it also requires careful attention to your financial picture. During the 30–60 days it can take to get from application to funding, even seemingly small financial changes can affect your loan. Here are...
FHA Myths: 5 Common Misconceptions About FHA Loans
by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments
FHA is one of the most powerful loan programs available, but it is also one of the most misunderstood. Old information from decades ago still influences conversations today—from real estate agents and sellers to hopeful homebuyers. Let’s clear up some of the biggest...
VantageScore® vs. FICO® Score: What’s the Difference?
by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments
If you have ever checked your credit score and then had a lender tell you that your mortgage credit score is different, you may have wondered: Which score is correct? The answer is: both scores can be correct. This occurs because the consumer score you get may be...
Is a Reverse Mortgage Right for You or Someone You Know?
by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments
As the cost of living continues to rise, managing expenses on a fixed retirement income can become challenging. When your income is relatively stable but everyday costs continue to increase, you may start looking for other ways to create additional cash flow. One...
Introduction
I’m a mortgage broker, financial advocate, and consultant conveniently located in Torrance, California. I have over 30 years in the mortgage brokerage business, and I’m a property investor who’s owned and managed apartment buildings since my 20’s. I have an insider’s perspective when it comes to buying property, managing from afar and finding the best debt to finance properties of all types loans.
Publications
Just the facts
Mortgage Broker in Torrance CA with over 30 years experience.
Bureau of Real Estate, License #01142629; NMLS #321683.
Member of the National Association Mortgage Underwriters, American Association of Private Lenders, Association of Financial Educators
Torrance Adult School, Instructor, Real Estate Investment Classes.
Athena is incredibly knowledgeable in the field of finance, lending and wealth management. I have worked with Athena for well over 15 years now and she never ceases to amaze me with her abilities. I am usually very hesitant to refer or recommend anything these days, which is NOT the case with Athena; her work ethic and integrity coupled with her knowledge is a powerful winning combo that can only serve her clients well with awesome results!!