by Athena Paquette | Nov 20, 2015 | Blog, Home Owners, Investors, Realtors
Clients who bought their home in 2005 for $580,000 and saw the value drop to $350,000 have finally seen their neighbor this month sell for $600,000. Yes they now can refi their 0 down loan from 2005. They still have a 6.1% interest only loan, and have not paid extra;...
by Athena Paquette | Nov 20, 2015 | Blog, Home Owners, Investors, Realtors
This new law called TRID (Truth in Lending REPSA integrated Disclosure) means every loan will take 45 days. NOT TRUE! If you have a good team together and all information is circulated you can still have a smooth closing. Where will it slow down: contacts, addendums,...
by Athena Paquette | Nov 14, 2015 | Blog, Home Owners, Investors, Realtors
Dour news this week after good news last week leads to flat rates… Last week’s surprising, shockingly, good employment numbers caused interest rates to jump up. New week, new news. The teeter totter economic news gave us a PPI that was down .4% instead of the...
by Athena Paquette | Nov 14, 2015 | Blog, Home Owners, Investors, Realtors
Client gets turned down because of ex-husband. We turn it around. Yes, we had a client who got turned down for a mortgage because we were counting her spousal support and her ex does not pay on time every month. Stunned, I am a “never-quit” mortgage advisor, and I...
by Athena Paquette | Nov 14, 2015 | Blog, Home Owners, Investors, Realtors
TRUE! There are loan programs that are available for people with blank credit reports. Even minimum down payment loans for people who want to buy. So don’t let a blank credit report stop you!
by Athena Paquette | Nov 12, 2015 | Blog, Home Owners, Investors, Realtors
I was terrified, but my desire to be financially free over took my natural inclinations to avoid risk at all costs. My wife and I are both engineers. We have good paying jobs, and love what we do. We wanted our kids to go to a good school, and so bought a home in...
