


True or False? Every Loan Will Take 45 Days
This new law called TRID (Truth in Lending REPSA integrated Disclosure) means every loan will take 45 days. NOT TRUE! If you have a good team together and all information is circulated you can still have a smooth closing. Where will it slow down: contacts, addendums,...
A Dour Week in the Stock Market
Dour news this week after good news last week leads to flat rates… Last week’s surprising, shockingly, good employment numbers caused interest rates to jump up. New week, new news. The teeter totter economic news gave us a PPI that was down .4% instead of the...
Some Difficulties of Getting a Mortgage
Client gets turned down because of ex-husband. We turn it around. Yes, we had a client who got turned down for a mortgage because we were counting her spousal support and her ex does not pay on time every month. Stunned, I am a “never-quit” mortgage advisor, and I...
You DO NOT Need Credit to Get a Loan
TRUE! There are loan programs that are available for people with blank credit reports. Even minimum down payment loans for people who want to buy. So don’t let a blank credit report stop you!