You Can Fix Your Credit Score
Client who was referred by 2 different people at work called me after 1 year of fixing his credit. I had given him 6 items to work on, on 3/3/15. This week he called and said he thought he was ready. His 548 middle credit score from last year is now 698; in fact 1...
Two Ways to Avoid PMI. This Answer May Surprise You
If you have less than 20% down, you have to pay PMI. FALSE. There are 2 ways to avoid PMI. One is to do what we called tandem financing or a “piggyback loan.” The first bigger loan is 80% of the price of the home, as if you have 20% down. Then we give you a second...
Normal News in the Economic World
This week’s economic news was fairly bland and therefore rates stayed the same. The biggest news of the month is usually the jobs report. The consensus was that the non-farm payroll numbers would be 200,000 and the number came in at 215,000. Average hourly earnings...
Investing Out of State Pays Off Big!
One of my investor clients who got tired of bidding against all cash offers here in California came to me a few months ago and asked me for coaching on where to invest. I shared an area of Florida that I am investing in. I also told her that she needed to know her...