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4 Myths About Fannie, Freddie, and FHA Loans
When trying to get the lowest down payment and the best loan rate, you'll hear a lot about Fannie Mae, Freddie Mac, and FHA loans. However, people are often confused about these loan types. Myth #1: FHA loans are only for low income people: Not true! A FHA or Federal...
Getting A Loan When You Are On A Fixed Income
A question I am often asked is, “How can I qualify for a loan when my only source of income is retirement income?” It is a common misconception that retirees can’t qualify for a loan because they don’t have a job. Here are 3 facts about qualifying in retirement: 1. If...
Now That I Am Separated Can I Afford To Keep My Home?
Life is uncertain. And it’s typical to think that just because you’re separated, divorced, or even widowed that you’ll have to sell your home. But not necessarily… Cheryl had owned her home with her husband for 10 years when they decided to part ways. There was a lot...