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Recent Additions
What Do I Pay On a “No Cost” Loan?
In addition to the purchase price of the home, there are other fees associated the home buying process such as escrow fees, appraisal fees, notary fees and more. Typically, a no-cost loan is used when you're refinancing, but it can also be used for purchases....
Ask Athena: “What is a Short Sale or Short Pay?’
A short sale or short pay is when the seller asks their current mortgage holder(s) to take less than what they owe as payment in order to sell their property. For example, the seller may have bought a home in 2007 for $500,000, put 5% down, and now has a loan of about...
You Don’t Need to be Rich to Invest, 3.5% Down on Units
How much down do you really need to buy investment property? In general, the amount of money needed depends on the type of property, loan program, and whether or not you’re planning to live there. If you are buying 2-4 units and will not live there, then the minimum...