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How to Increase Cash Flow Even if You’re Retired
A client called this week saying that he had to buy a property for his mother because she doesn’t have an income. I asked if she had social security, pension, IRAs and he said, “Yes.” We were able to save him .25% in interest by having her be the borrower and he as...
True or False, VA Loans Cost the Seller Money & Your Weekend Rate Sheet
True or False: VA loans are difficult to do and they cost the seller money. False! In many ways, VA loans are easier to do: no proof of downpayment higher debt ratios conventional underwriting and appraisers who are easier to deal with than the AMC. The seller DOES...
No PMI with 10% Down – You Bet!
If you’re in the market for a new home, but you have less than 20% to put down, you may not have to pay PMI! How is this possible? With an old loan that is NEW again. It’s called the Piggyback or 80-10-10 loan. PMI or Private Mortgage Insurance is an insurance policy...