How to Avoid the Most Common Landmines When Trying to Get a Mortgage: From Application to Funding

Getting approved for a mortgage can be an exciting process, but it also requires careful attention to your financial picture. During the 30–60 days it can take to get from application to funding, even seemingly small financial changes can affect your loan.   Here are...

FHA Myths: 5 Common Misconceptions About FHA Loans

FHA is one of the most powerful loan programs available, but it is also one of the most misunderstood. Old information from decades ago still influences conversations today—from real estate agents and sellers to hopeful homebuyers. Let’s clear up some of the biggest...

VantageScore® vs. FICO® Score: What’s the Difference?

If you have ever checked your credit score and then had a lender tell you that your mortgage credit score is different, you may have wondered: Which score is correct?   The answer is: both scores can be correct.   This occurs because the consumer score you get may be...

Is a Reverse Mortgage Right for You or Someone You Know?

As the cost of living continues to rise, managing expenses on a fixed retirement income can become challenging. When your income is relatively stable but everyday costs continue to increase, you may start looking for other ways to create additional cash flow.   One...