Getting A Loan When You Are On A Fixed Income
A question I am often asked is, “How can I qualify for a loan when my only source of income is retirement income?” It is a common misconception that retirees can’t qualify for a loan because they don’t have a job. Here are 3 facts about qualifying in retirement: 1. If...
Should You Invest in Real Estate or Stocks?
I am asked this question quite a bit. When looking to invest, you need to consider your goals. That is, do you want appreciation (the asset to go up), cash flow (income from the assets), or both. Real Estate has 4 advantages over stocks and bonds With real estate,...
14 Important Questions To Ask a Lender
Buying a home or investment property can be overwhelming. To help make the process easier, here is a list of 14 questions to ask your lender: 1. How fast can I get pre-approved a loan? 2. Is the loan guaranteed? 3. What is the guarantee? 4. When is the rate locked-in?...
How to Fix Your Credit Score
If you or someone you know is concerned about their credit score, then this article will help. I have outlined the Do’s and Don’ts for creating good credit. And following these rules will also help you fix your credit score. If you have any questions,...