Creating Cash Flow with Real Estate from A to Z Join experienced real estate investor and mortgage broker Athena Paquette for an intensive and riveting class on how YOU can create passive income with real estate investing.
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Presenting the Reset Button in 2025 Reaching your financial goals in 2025 with Jessica Perrone Founder of HerFinIQ
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Women In Business Wednesday, December 17, 2025 Torrance Area Chamber of Commerce 3480 Torrance Blvd. Suite 305 Torrance, CA 90503 Details
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How to Avoid the Most Common Landmines When Trying to Get a Mortgage: From Application to Funding

by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments

Getting approved for a mortgage can be an exciting process, but it also requires careful attention to your financial picture. During the 30–60 days it can take to get from application to funding, even seemingly small financial changes can affect your loan.   Here are...
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FHA Myths: 5 Common Misconceptions About FHA Loans

by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments

FHA is one of the most powerful loan programs available, but it is also one of the most misunderstood. Old information from decades ago still influences conversations today—from real estate agents and sellers to hopeful homebuyers. Let’s clear up some of the biggest...
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VantageScore® vs. FICO® Score: What’s the Difference?

by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments

If you have ever checked your credit score and then had a lender tell you that your mortgage credit score is different, you may have wondered: Which score is correct?   The answer is: both scores can be correct.   This occurs because the consumer score you get may be...
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Is a Reverse Mortgage Right for You or Someone You Know?

by Athena Paquette | August 21, 2026 | Blog, Home Buyers, Home Owners | 0 Comments

As the cost of living continues to rise, managing expenses on a fixed retirement income can become challenging. When your income is relatively stable but everyday costs continue to increase, you may start looking for other ways to create additional cash flow.   One...
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Introduction

I’m a mortgage broker, financial advocate, and consultant conveniently located in Torrance, California.  I have over 30 years in the mortgage brokerage business, and I’m a property investor who’s owned and managed apartment buildings since my 20’s. I have an insider’s perspective when it comes to buying property, managing from afar and finding the best debt to finance properties of all types loans.

Publications

Your Mortgage Advisor
Now, Not Later!
Just the facts

Mortgage Broker in Torrance CA with over 30 years experience.

Bureau of Real Estate, License #01142629; NMLS #321683.

Member of the National Association Mortgage Underwriters,  American Association of Private Lenders, Association of Financial Educators 

Torrance Adult School, Instructor, Real Estate Investment Classes.



Athena is incredibly knowledgeable in the field of finance, lending and wealth management.  I have worked with Athena for well over 15 years now and she never ceases to amaze me with her abilities.  I am usually very hesitant to refer or recommend anything these days, which is NOT the case with Athena; her work ethic and integrity coupled with her knowledge is a powerful winning combo that can only serve her clients well with awesome results!!
Dar C., Torrance

Athena Paquette
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Success Story of the week: Smart Choices Pay Off

Success Story of the week: Smart Choices Pay Off

by Athena Paquette | Jan 21, 2018 | Blog, Featured

Just how do you overcome $100,000 in debt, 2 kids to put through college, and despite being a husband with a great salary – you’re a professional in the “red zone” of retirement living paycheck to paycheck? Victor was referred to me 15 years ago by his parents....
Fast Money For Entrepreneurs and Business Owners

Fast Money For Entrepreneurs and Business Owners

by Athena Paquette | Jan 20, 2018 | Blog, Featured

Have you heard of Factoring? If you’re an #entrepreneur, independent contractor or business owner in need of fast cash to fund a project or upcoming order, then FACTORING may be the answer! Factoring provides accounts receivables financing (factoring) to...
Economic News this Week: The news on the economic data front should have been earth moving but was fairly benign

Economic News this Week: The news on the economic data front should have been earth moving but was fairly benign

by Athena Paquette | Jan 14, 2018 | Blog, Featured

On Thursday, the PPI came in down 0.1% with the core rate also down 0.1% which is normally interest rate friendly (remember bad economic news means lack of a threat of inflation which means rates stay low and vice versa). On Friday – the CPA was up 0.1% which is...
Success Story of the Week:  It’s never too late to buy a home.

Success Story of the Week: It’s never too late to buy a home.

by Athena Paquette | Jan 14, 2018 | Blog, Featured

Jane was referred to me by her son to do a financial plan so she could see if she would be in good shape to retire in 7 years. After discussing the lifestyle she was aiming for, we discovered that she could buy a home – her first! – after 30 years of being...
Economic News this Week: The first week of the year was a short one with little economic news but good economic news.

Economic News this Week: The first week of the year was a short one with little economic news but good economic news.

by Athena Paquette | Jan 8, 2018 | Blog, Featured

The first week of the year was a short one with little economic news but good economic news. On Wednesday the ISM had a stronger number than expected: 59.7& up from 58.2% for November. This is great sign of a stronger economy, and therefore bad news for fixed...
Success Story of the Week: Never give up; just call the right person

Success Story of the Week: Never give up; just call the right person

by Athena Paquette | Jan 8, 2018 | Blog, Featured

James had been out of work for 1 1/2 years – since 2016 – and was having trouble making his mortgage payments. He requested a loan modification so he wouldn’t lose his house, so his credit union gave him a 40-year instead of a 30-year loan and put all the...
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Latest Updates

  • How to Avoid the Most Common Landmines When Trying to Get a Mortgage: From Application to Funding
  • FHA Myths: 5 Common Misconceptions About FHA Loans
  • VantageScore® vs. FICO® Score: What’s the Difference?
  • Is a Reverse Mortgage Right for You or Someone You Know?
  • Points or No Points: Which Is Right for You?

Address

21250 Hawthorne Blvd, 5th Floor
Torrance, CA 90503
Cell: 310-218-6855
E-Fax: 424-702-3235
Office hours: 1130am to 730pm M-Th

 

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Athena Paquette, M.A.

Real Estate Broker
CA Bureau of Real Estate # 01142629
NMLS # 321683

Disclaimer

Athena Paquette offers educational information so you can make an informed investment decision. We do not endorse any particular investment, and we do not provide tax, legal, accounting, investment, or other professional advice. Please know that investing in any asset involves risk and you should therefore consult tax, legal and financial experts before investing as individual results may vary.

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