Success Story : 3 things to do to get that 740 credit in the next year.
Success Story: With interest rates falling over the last few weeks, I am getting calls about refinancing every day. And I am trying to reach out to those for whom it would make sense to refi. Please call me if you want to double-check. Interest rates are 1% lower...
How do you refinance a mortgage after you retire?
First of all no matter what your age, there are laws in this country that outlaw discrimination based on all sorts of things but age is one of them. I actually got a loan denial reversed 20 years ago on a loan that was turned down because the underwriter said: “she...Success Story: Bad news gives us good low interest rates.
Bad news gives us good low-interest rates. The lowest in 30 years! So what do we do? Grab the free money, replace old debt with new debt so that we have 1 low payment in retirement! I got a call from longtime clients that I hadn’t spoken to in 6 years. They had refi’s...
Can I stop making my monthly payment on my mortgage and apply everything to the principle?
Wouldn’t that be nice? But no, you signed a contract called a mortgage or promissory note where you agreed to pay both interest and principal every month. If you stop you will trigger the default clauses of the note. By not paying the mortgage, you broke that contract...