Creating Cash Flow with Real Estate from A to Z Join experienced real estate investor and mortgage broker Athena Paquette for an intensive and riveting class on how YOU can create passive income with real estate investing.
Enroll Now
Presenting the Reset Button in 2025 Reaching your financial goals in 2025 with Jessica Perrone Founder of HerFinIQ
Coming Soon
Women In Business Wednesday, December 17, 2025 Torrance Area Chamber of Commerce 3480 Torrance Blvd. Suite 305 Torrance, CA 90503 Details
Enroll Now
What Would You Like To Learn? Is there an area of interest you'd like to learn more about? Please get in touch and let me know!
Contact Me
Payment calculator
Our calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
View
Become a Smarter Investor
Sign up to receive timely information on market trends, FHA, Fannie Mae, and Freddie Mac. Learn about credit pitfalls to avoid.
Sign Up
Glossary of Terms
A helpful list of common but often confusing terms. Learn the language of investments, mortgages and more.
View
Loan checklist
A quick checklist of all the financial documentation you will need for a successful loan approval. View

17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...
Read More

What is a mortgage?

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific  time , like 30 years or 15 years, until the entire...
Read More

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...
Read More

Mortgage Minute – ARMS and HYBRIDS

by Athena Paquette | September 19, 2022 | Blog | 0 Comments

What do you do when mortgage interest rates jump up 2% in 4 months? Don’t go LONG, go SHORT use a HYBRID ARM loan ARM means adjustable-rate mortgage. But some people are not comfortable with the idea that their mortgage payment and that the interest rate will start...
Read More
Introduction

I’m a mortgage broker, financial advocate, and consultant conveniently located in Torrance, California.  I have over 30 years in the mortgage brokerage business, and I’m a property investor who’s owned and managed apartment buildings since my 20’s. I have an insider’s perspective when it comes to buying property, managing from afar and finding the best debt to finance properties of all types loans.

Publications

Your Mortgage Advisor
Now, Not Later!
Just the facts

Mortgage Broker in Torrance CA with over 30 years experience.

Bureau of Real Estate, License #01142629; NMLS #321683.

Member of the National Association Mortgage Underwriters,  American Association of Private Lenders, Association of Financial Educators 

Torrance Adult School, Instructor, Real Estate Investment Classes.



Athena is incredibly knowledgeable in the field of finance, lending and wealth management.  I have worked with Athena for well over 15 years now and she never ceases to amaze me with her abilities.  I am usually very hesitant to refer or recommend anything these days, which is NOT the case with Athena; her work ethic and integrity coupled with her knowledge is a powerful winning combo that can only serve her clients well with awesome results!!
Dar C., Torrance

Athena Paquette
  • Classes
  • Resources
  • News
  • About Athena
  • Join Us
    • Investor’s Corner
    • Homebuyer’s Corner
    • Homeowner’s Corner
    • Realtors Corner
  • Apply Now
Select Page
Economic News this Week: A light Week for Economic Data this Week

Economic News this Week: A light Week for Economic Data this Week

by Athena Paquette | Mar 12, 2018 | Blog, Featured

Monday: The ISM came out with their number on the Service Sector. Their reading came in at 59.5, versus last month’s 59.9% – a little bit of a yawner, but also a relief that it didn’t jump, causing more inflation scares. Friday: The February payroll numbers were...
Success Story of the Week: Will FHA work for you?

Success Story of the Week: Will FHA work for you?

by Athena Paquette | Mar 12, 2018 | Blog, Featured

I got a call this week from a gentleman who was turned down for an FHA loan for some units he wanted to buy. He didn’t know why he wasn’t approved, and he was in a panic since he needed full loan approval in 2 weeks so he could close in 4 weeks. When he told me the...
Economic News this Week: This week was chock full of data, so rates tipped one way then the other.

Economic News this Week: This week was chock full of data, so rates tipped one way then the other.

by Athena Paquette | Mar 4, 2018 | Blog, Featured

Monday January new homes were down 7.8% which is not good news for builders, but good news for rates. Tuesday the New Federal Reserve Chair Powell hinted that the inflation and acceleration of growth both might indicate a need for more rate hikes this week. Wednesday...
Success Story of the Week: Getting On Solid Ground After A Divorce

Success Story of the Week: Getting On Solid Ground After A Divorce

by Athena Paquette | Mar 4, 2018 | Blog, Featured

What do you do when you find yourself after a divorce houses rich but cash and income poor? Stacy was were referred by her friend who had read my article on how to keep your house after a divorce. She and her husband had owned a home, and he had been the main...
How to protect your intellectual property?

How to protect your intellectual property?

by Athena Paquette | Mar 4, 2018 | Blog, Investors

Facebook live interview with Manoj Shah from The Fashion Law Group.    If you have an idea or product you want to protect then it is a must see!
Economic news this week: This week was light in economic data but still exciting (maybe even a little scary)!

Economic news this week: This week was light in economic data but still exciting (maybe even a little scary)!

by Athena Paquette | Feb 18, 2018 | Blog, Featured

Monday and Tuesday there was tight trading range in the bond market and then BAMM! Wednesday the CPI was up 0.5% with the core index up 0.3% which was a larger jump than expected. Keep in mind that the core index is where the government takes out the food and energy...
« Older Entries
Next Entries »

Latest Updates

  • 17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender
  • What is a mortgage?
  • How raising the prime rate makes mortgage rates go down
  • Mortgage Minute – ARMS and HYBRIDS
  • Mortgage Minute – Adjustable rate mortgages or ARMS

Address

3625 Del Amo Blvd. Suite 220
Torrance, CA 90503
Cell: 310-218-6855
E-Fax: 424-702-3235
Office hours: 1130am to 730pm M-Th

 

Social

  • facebook
  • linkedin
  • twitter

Athena Paquette, M.A.

Real Estate Broker
CA Bureau of Real Estate # 01142629
NMLS # 321683

Disclaimer

Athena Paquette offers educational information so you can make an informed investment decision. We do not endorse any particular investment, and we do not provide tax, legal, accounting, investment, or other professional advice. Please know that investing in any asset involves risk and you should therefore consult tax, legal and financial experts before investing as individual results may vary.

APMC LOGO
Copyright © 2024 Athena Paquette