Blog Archives - Page 18 of 69

How Business Owners & Self-Employed Professionals Qualify for a Mortgage

by Justin Williams | January 29, 2026 | Blog, Featured | 0 Comments

Even When Tax Returns Show Low IncomeIf you’re a business owner, self-employed professional, or independent contractor, your tax returns may not reflect what you truly earn — and that can make qualifying for a mortgage frustrating. Many entrepreneurs do exactly what...

17 Questions Every First-Time Homebuyer Should Ask a Mortgage Lender

by Justin Williams | November 13, 2025 | Blog, Home Buyers | 0 Comments

Feel confident. Get clear answers. Make smart decisions. Buying your first home is exciting… and a lot to take in. With so many moving parts, it’s easy to feel unsure about what to ask a lender — or what the answers even mean. This guide gives you the exact questions...

What is a mortgage?

by Athena Paquette | November 17, 2022 | Blog | 0 Comments

A mortgage is a loan or debt that is secured by real estate. In some states it is also the word used for the lien that is put on the property to secure the debt. Normally this loan is paid back over a specific time , like 30 years or 15 years, until the entire...

How raising the prime rate makes mortgage rates go down

by Athena Paquette | September 26, 2022 | Blog | 0 Comments

I have talked about this before but I think it is worth revisiting after our talk last week about the prime rate. The Federal Reserve raised the Fed Funds rate (often confused with the prime rate) by 0.75% this week.to 1.75% it was 0.25% a year ago. The highest 1-day...

Battered with no where to go?

by Athena Paquette | Mar 25, 2018 | Blog, Featured

Please join me to hear Elizabeth Eastlund Exec Dir of Rainbow Services, a housing provider and shelter system victims of domestic violence and their children. They provide housing, saafety and a path to confident independence.

This week was again a light week in economic news

by Athena Paquette | Mar 25, 2018 | Blog, Featured

Wednesday – as expected the Federal Reserve Open Market Committee (FOMC) met and decided to raise the short term rate “Fed Funds Rate” by 0.25%, to 1.75% from 1.5%. You might ask “Why are they raising the rate?” And the answer is, the Federal Reserve uses...

Economic news this week: Not much! After a week of mild economic news, it leaves rates flat this week.

by Athena Paquette | Mar 18, 2018 | Blog, Featured

Tuesday: The February Consumer Price Index (CPI) was up 0.2% and the core rate was up 0.2% – which is bland news. Wednesday: February Retail Sales were DOWN 0.1% – and without auto they were up 0.2% (auto sales pulled them down, in other words). February...